Loaney – Instant Personal Loan

Loaney has been developed to fulfil all your dreams and wants to make sure that they are not hampered due to financial constraints. Loaney offers hassle-free and safe instant small cash loans in India within minutes.

Loaney is the instant approval small loan app in India where you can apply for a personal loan online in 10 minutes from the registration process to direct bank transfer. Get immediate personal loans at affordable interest rates and improve your bureau score at every repayment. We provide 24x7 online personal loan services and take minutes to approve your loan application whereas traditional banks require a long time for processing the loan application.

💪 Best loan app for emergency funds with no collateral required.

💪 Cover your expenses through paperless documentation and secure experience.

💪 Pay an outstanding bill with instant approval even if you have a low CIBIL score.

💪 Loaney has made the personal loan application and disbursement process more easier and convenient.

💪 Flexible personal loan app in India with higher transparency and security.

💪 Avail an instant personal loan from ₹200 to ₹20,000 at a low-interest rate.

Loaney is a completely digital process platform that provides instant personal loans directly to your bank account. Below are the eligibility criteria for quick loan application via the loan app:

✅ Users should have

✅ A personal loan is applicable to users who

or income

✅ Borrowers age must be between

✅ Have a bank account

All documents required for a personal loan will be verified online. We require minimum documentation for instant approval of your personal loan application, which includes:

🤳 SELFIE

🇮🇳 PAN CARD

☀ AADHAAR CARD

Loaney stores and processes the customers' data with high-quality security and privacy standards. All customer data is stored in servers located in India. Loaney has partnered with

, registered NBFC with RBI registration number 13.00722, to offer personal loans.

Loaney provides small personal loans ranging from ₹200 to ₹20,000 at instant approval within 2 minutes:

✔ Interest Rate: 36% per annum

✔ Processing Fee (including GST): 15%

✔ Loan information & repayment & disbursement: 0%

✔ Early repayment fee & Payment schedule: 0%

✔ Minimum Period of Repayment (Minimum Tenure): 92 days

✔ Maximum Period of Repayment (Maximum Tenure): 92 days

✔ Late repayment fee: 18% of the principal overdue amount (restricted to maximum 18% of the loan amount)

Borrow ₹1000 for 3 months, repay with 3 payments - payment 1: ₹354, payment 2: ₹354, payment 3: ₹353. The processing fee of ₹149 will be taken from loan capital before disbursement. Total repayable ₹1061 (based on loan tenure of 92 days). Maximum APR - 36%.

Use Loaney to experience new ways of borrowing methods through a completely digital process with no offline paperwork.

1️⃣ Click to download

2️⃣ Sign up and create your account: enter personal information, confirm your mobile phone

3️⃣ Submit documents online (Aadhaar Card and PAN Card)

4️⃣ Select the personal loan and apply

5️⃣ The application will be approved within 2 minutes

6️⃣ A selected personal loan will be transferred to bank account directly in 10 minutes

Any queries regarding the personal loan plan and application process, you can reach our customer support team at